GUARD Insurance is a subsidiary of Berkshire Hathaway and offers several commercial insurance products. Its primary insurance coverage lines include workers’ compensation and commercial auto policies.
AM Best rates GUARD as an A+-rated company with muscular financial strength and low credit risk. They also have a long track record of providing affordable commercial insurance policies to small businesses.
Customer service
If you need help with your Berkshire Hathaway Guard Insurance policies, the company has several ways to assist you. You can access your account information via the policyholder service center on the website or use the mobile app to make payments and file claims.
You can also call the Berkshire Hathaway Guard Insurance customer service number anytime, day or night. While some customers have complained about being unable to reach a representative, other Berkshire Hathaway Guard Insurance reviews say that the agents are polite and helpful.
If you need a commercial insurance policy, Berkshire Hathaway GUARD offers a variety of coverage options and discounts. However, rates are on the higher side when compared to other companies in the industry. If price is a priority, you might be better off finding another insurer.
Policyholder service center
GUARD’s policyholder service center allows customers to view their accounts, make payments, and file claims. It also has a GPS-based locator tool to help them find the nearest GUARD agent.
The company also offers a mobile app for Android and iOS devices. The app has several features that the company’s website doesn’t.
Berkshire Hathaway GUARD is a leading provider of commercial insurance solutions for business owners. They offer several forms of coverage, including commercial auto and workers’ compensation insurance.
They also provide several forms of insurance that protect companies from lawsuits. These include employment practices liability, professional liability, and product liability.
GUARD is one of the top-rated insurance companies in America, with high ratings from AM Best and Standard & Poors. However, their commercial insurance rates are among the highest in the industry.
Mobile app
If you own a business, you’ll likely need commercial insurance. Berkshire Hathaway Guard Insurance Reviews offers a variety of policies for your business, including property damage, workers’ compensation, and professional liability insurance.
GUARD also provides business interruption coverage. This policy pays you a percentage of your income if your business is interrupted by a covered event, such as fire, theft, or storms.
To get a quote from GUARD, you’ll need to provide information about your business, such as the type of industry you operate in and the number of employees. Once you have this information, an insurance expert will contact you via email or phone, depending on your preference.
GUARD also offers a mobile app that allows you to file claims, check flight statuses, find lost luggage, and purchase policies. The company is one of the leaders in providing mobile apps that facilitate prompt claims payments. It’s a good choice for businesses looking for quick access to their policy while on the go.
Claims process
If you need to make a claim, it’s essential that the company you choose has good customer service and a straightforward claims process. You’ll also want to consider their financial strength rating.
The ratings reflect solid risk-adjusted capitalization, favorable operating profitability, and disciplined underwriting initiatives. They also reflect conservative reserving practices and recognize the implicit and explicit financial support provided by GUARD’s ultimate parent, Berkshire Hathaway Inc.
GUARD’s operating performance has deteriorated in the past two years due to lower premium rates on its main line and workers’ compensation, as well as unfavorable reserve development. However, AM Best sees GUARD’s overall operating performance as well-placed in the adequate assessment on an absolute basis and relative to the commercial casualty segment.
A bad customer service experience can make or break your relationship with an insurance company. Whether you’re shopping for car insurance or filing a claim, it’s essential to know how your chosen company works with its customers.
