மாதம் மாதம் 500.ரூ பெறும் மத்திய அரசின் ஜன் தன் திட்டம்|Pradhan Mantri jhan Dhan Yojana|Rajinfo

#jhan dhan Yojana #Raj data tamil

Raj data tamil channel Telegram hyperlink:

https://t.me/rajinfotamil

Scheme Particulars
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is Nationwide Mission for Monetary Inclusion to make sure entry to monetary providers, specifically, Banking/ Financial savings & Deposit Accounts, Remittance, Credit score, Insurance coverage, Pension in an reasonably priced method.

Account may be opened in any financial institution department or Enterprise Correspondent (Financial institution Mitr) outlet. Accounts opened underneath PMJDY are being opened with Zero stability. Nonetheless, if the account-holder needs to get cheque ebook, he/she should fulfill minimal stability standards.

Doc required to open an account underneath Pradhan Mantri Jan-Dhan Yojana
An account may be opened by presenting an formally legitimate doc.

the passport,
the driving licence,
the Everlasting Account Quantity (PAN) Card,
the Voter’s Id Card issued by Election Fee of India,
job card issued by NREGA duly signed by an officer of the State Authorities,
the letter issued by the Distinctive Identification Authority of India containing particulars of identify, deal with and Aadhaar quantity, or
another doc as notified by the Central Authorities in session with the Regulator:
Offered that the place simplified measures are utilized for verifying the id of the shoppers the next paperwork shall be deemed to be formally legitimate paperwork:—
id card with applicant’s {Photograph} issued by Central/State Authorities Departments, Statutory/Regulatory Authorities, Public Sector Undertakings, Scheduled Industrial Banks, and Public Monetary Establishments;
letter issued by a Gazetted officer, with a duly attested {photograph} of the particular person.

Reserve Financial institution of India (RBI), vide its Press Launch dated 26.08.2014, has additional clarified that these individuals who wouldn’t have any of the ‘formally legitimate paperwork’ can open “Small Accounts” with banks. A “Small Account” may be opened on the idea of a self-attested {photograph} and placing his/her signatures or thumb print within the presence of officers of the financial institution. Such accounts have limitations relating to the combination credit (no more than Rupees one lakh in a 12 months), combination withdrawals (nor greater than Rupees ten thousand in a month) and stability within the accounts (no more than Rupees fifty thousand at any level of time). These accounts can be legitimate usually for a interval of twelve months. Thereafter, such accounts can be allowed to proceed for an extra interval of twelve extra months, if the account-holder offers a doc exhibiting that he/she has utilized for any of the Formally Legitimate Doc, inside 12 months of opening the small account.

Particular Advantages underneath PMJDY Scheme
Curiosity on deposit.
Unintended insurance coverage cowl of Rs. 2 lakhs
No minimal stability required.
The scheme present life cowl of Rs. 30,000/- payable on demise of the beneficiary, topic to success of the eligibility situation.
Straightforward Switch of cash throughout India
Beneficiaries of Authorities Schemes will get Direct Profit Switch in these accounts.
After passable operation of the account for six months, an overdraft facility shall be permitted
Entry to Pension, insurance coverage merchandise.
The Declare underneath Private Unintended Insurance coverage underneath PMJDY shall be payable if the Rupay Card holder have carried out minimal one profitable monetary or non-financial buyer induced transaction at any Financial institution Department, Financial institution Mitra, ATM, POS, E-COM and many others. Channel each Intra and Inter-bank i.e. on-us (Financial institution Buyer/rupay card holder transacting at identical Financial institution channels) and off-us (Financial institution Buyer/Rupay card holder transacting at different Financial institution Channels) inside 90 days previous to date of accident together with accident date shall be included as eligible transactions underneath the Rupay Insurance coverage Program 2019-2020.
Overdraft facility upto Rs. 10,000/- is offered in just one account per family, ideally girl of the family.

source